We are licenced to provide strategic advice using a number of different asset groups. Investments are not limited to but include shares, managed funds, ETFs, property, bonds, debentures, or term deposits. We can construct an investment strategy tailored to your objectives and level of risk.
Additionally, ethical and sustainable investments can be integrated for those more socially conscious, or investors looking for greater diversification and exposure to alternative asset classes.
Shares
Shares are a unit of ownership in a financial asset or a Corporation. They come in the form of ordinary shares or preferred shares. They entitle the owner to an equal share of profits that are generated in that financial asset or corporation. This usually comes in the form of Dividends.
Insurance Bonds
An insurance bond is an investment option offered by life insurance companies in the form of a whole life or term life insurance policy. Insurance bonds best suit investors who use them for estate planning or who are interested in long-term investing. There are tax advantages for higher income earners if the investment is held for at least 10 years and certain conditions are met.
Exchange Traded Funds (ETF)
Are funds that are bought and sold on a stock exchange, much like ordinary shares. ETFs combine the advantages of a managed fund, with the ease and cost effectiveness of share trading. ETFs can be used for access to markets and asset classes that you might not otherwise have access to, such as currency, debt, commodities and derivatives.
SMA’s
An SMA is an investment vehicle composed of stocks, bonds, cash or other individual securities overseen by a professional money manager. The unique structure of an SMA provides the flexibility to customize the portfolio to address clients' personal preferences and investment objectives. This portfolio is private, which means the assets it contains are not co-mingled with other investors, and it is separately managed. Its separate status allows an SMA manager to customize the portfolio according to its investor’s goals and preferences. SMA investors own all the securities in the account, and they directly negotiate the fees with the account manager.
Managed Funds
A Managed Fund is made up of pooled money from different investors that are combined together, and with the help of a professional investment manager this is all invested on behalf of the investors. Different Funds vary in relation to the types of assets you can invest in. Managed funds can invest in
· a single asset class, such as shares or fixed interest, or
· a multi-sector option, such as a Growth or Balanced, or
· a conservative fund, which contain a mix of different asset classes.
