
Personal insurance is often overlooked. It’s probably ‘a given’ to insure your car and your home, but nothing is more important than your life and your ability to make a living.
There is a lot more to it than just plain old life insurance and unfortunately lack of insurance can lead to huge consequences for you and your family. Our role is to understand your financial situation in order to identify the associated risks and recommend appropriate levels of insurance cover, based on our comprehensive insurance needs analysis.
As you move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. That’s because insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it the most.
OUR INSURANCE SPECIALISTS ARE ABLE TO PROVIDE YOU WITH ADVICE ON
Life Insurance
Business Protection
Debt Protection
Income Protection

INCOME PROTECTION FOR PEACE OF MIND.
Personal insurance is an essential component of any financial plan to provide security and protection.
If you had to stop work because of sickness, injury or involuntary redundancy, life could get unnecessarily stressful. Personal insurance is a strategy for protecting your personal and financial well being from the impacts of illness, injury, permanent incapacity, traumatic illness and death.
While many people consider personal insurance to pay out a mortgage should they die, fewer consider the significant financial impact disability or serious ongoing illness could cause to them and their family.

Having income protection can reduce the stress and impact upon your family, allowing for a quick recovery.
Suffering a disability, trauma or serious ongoing illness will generally reduce your ability to earn an income. In most cases, this leads to drawing on savings or home equity to cover medical and daily living expenses. This can significantly impact on your current situation, future saving capacity and may permanently reduce your planned standard of living. Having income protection can reduce the stress and impact upon your family, allowing for a quick recovery.